What is story behind “help needed to transfer money” emails?

Most of users are concerned regarding unknown emails sent by some one from african countries. In emails, they say that they need to transfer a huge amount of money to your bank account and they want to give you 50% share as well. I almost daily receive such kind of junk emails in different Urdumaza.com emails. One of the latest emails is as follow

Junk email starts from here..

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Subject:FROM DR HAMZA HAMED PLEASE I NEED YOUR URGENT REPLY
Body:
From The Desk of
Dr.Hamza Hamed
Audits & Accounts Dept
Bank of Africa
Ouagadougou
Burkina-Faso,

Dear Friend,

I am Dr.Hamza Hamed a banker with the above mentioned bank in burkina-faso in West Africa, holding the post of the Audit & Accounts dept,. On Monday, 31 July, 2004, one Andreas Schranner, a German National, An Astute Business man of international repute, a contractor with Ecowas country, whose endeavours spans various areas of business interest, (Real estate, contractor and Farming .etc) made a numbered time (Lodgment Fixed Deposit, valued at $18,5 00,000.00 (EIGHTEEN Million, FIVE Hundred thousand United States Dollars) for twelve calendar months in my Bank Branch.
Upon Maturity, we sent a routine notification to his forwarding address but got no reply. After a month, we sent a reminder and finally we discovered from his company that Mr. Andreas Schranner was aboard the AF4590 plane, which crashed Monday, 31 July 2004 into the Hotelissimo.

http://news.bbc.co.uk/1/hi/world/europe/859479.stm

After further investigation, it was discovered that he died without making a WILL and all attempts to trace his next of kin proved fruitless.
On further investigation, it was discovered that Late Mr. Andreas Schranner did not declare any next of kin or relatives in all his official documents, including his Bank Deposit paper work here in our Bank. The total sum, $18,500,000.00 is still in my bank. All efforts to trace and locate his next of kin proved abortive.

In accordance with the country’s banking laws and constitution guiding this banking institution stated that after the expiration of (8)Eight years, if no body or person comes for the claim as the next of kin , such money will be revert to the government treasury if nobody applies as the next of Kin to claim of the fund. Consequently, It is upon this respect, I seek to present you as a foreign partner to stand in as the next of kin to the late Mr. Andreas Schranner since no one will come up

for the claim.
Upon acceptance of this proposal, I shall send to you by mail the ASB Bank “Next of Kin Payment Application Text Form” as well as detailed information on how this deal would be carried out.

The money will be shared in the ratio: 50% percent for me, 40% percent for you and 10% percent for any arising contingencies during the Course of this transaction. I guarantee that this will be executed under legitimate arrangement that will protect you from any breach of the law, as I will use my position in the Bank’s here to perfect this business transaction & secure approvals and guarantee the successful execution of this transaction.
Please be informed that your utmost confidentiality is required. If this interests you, I want to remind you of the confidentiality of this Transaction at hand whatever your decision is.

I await your urgent response. Your detailed reply should contain your telephone,Mobile and fax numbers with your full name for easier communication for an onward proceeding.Please bear in mind this is risk free business transaction

Thanks.
Dr.Hamza Hamed
Audits & Accounts Manger
Bank Of Africa Burkina-faso
Tel +226-78-68-1112

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Now, i have seen many users do reply them and then start communications. After winning your trust, they will ask you to send some money so that they could start transfer (between 5,000 PKR – 25,000 PKR). To win your trust, they will ask you about so many things, they will even talk to you as well. But fact is that they are doing all this just to make you fool and earn money. So People, please don’t be greedy and don’t ever trust such loosers.

Another way to make you fool is “Winning Lottery Notification emails”, Those too, are totally junk emails. They try to get your intention, once you trapped and they won your trust, they will ask you to send small amount to their account. Seeing the dreams of millions would make you blind and you will send that amount with a smiling face without knowing that once they got your money, they will ask you for more and more, and once you refused to send any more money, they will simply vanish – means “rafo chakar ho jaye gay ”

So dear viewers, don’t be fooled and don’t let others cheat you that easily. OK ??

Believe me,

This is nothing but a way to steal your money.